 Credit Reference
Welcome to Credit Reference. Credit Reference lets
UK consumers see their own credit file online. All UK individuals have a legal right to
see personal information held about them, including the information which banks and other
lenders see when they get a report on you.
For business users we can also show you where to find
information about any company, including directors and financial profile. Our service
connects you with the agencies that can provide this information online.
To see your own credit report click here See My Credit Report
CreditReference services
- See My File - for UK Individuals
For UK consumers wishing to see what reference agencies hold
about them
- Corporate Information - for Business Users
Investigate any UK
business online and see it's directors and
financial status
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The Credit
Reference web site is surely the fastest and simplest way to obtain your own credit report
in minutes. Provide your personal details, enter your credit card, and your own credit
reference report is on screen before your eyes. 10/10 |
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Find Out Now
The traditional method for people to access their personal data was by postal
application only. But with our service you can find out what's on your own credit report
instantly online.
- Find out what's on your credit file
- Add notes on your file for future searchers
to see
- Find and correct any mistakes
Corporate Services
Find information on any UK business online - we link straight into one of the market
leading UK business data providers.
International Credit Reports
Find what you need to know about any overseas business too - we link straight into an
international service covering all countries.
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Reference Services... |
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Find Your Credit Data
Online
See your credit files online
- take a one-off look at your full file as seen and used by financial lenders
Click here
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Find Out About Changes
Protect your score and status from missed payments and ID theft – get alerts to
record changes
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here >> |
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Corporate Find
Are you a business needing status checks on consumers or companies? See our commercial
services
Click here >> |
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Credit
Reference Files
Lenders can login to credit
reference databases and search you online when
they are considering you for a loan, what limit to
set for you, and the terms to apply. If you find
out what it says about you and correct any
inconsistencies or factual errors you may benefit
from more favourable rates than would otherwise
have been applied.
Credit Check
Company and business credit checking with online searches can be accessed online at
creditcheck.co.uk.
Credit Reference Agencies
The credit agencies that hold credit reference files provide the information to lenders
who are authorised to check credit files before making a decision. However consumers can
also access and indeed monitor their own credit reference report. As well as checking your
own credit status, consumers can also be alerted to possible identity fraud by monitoring
their own report. If someone else is trying to get a store card or any other account in
your name - the first you may know is if bills start landing on your doormat! By
monitoring your credit agency file you can track changes on your records and get notified
straight-away and take action if you know it wasn't you making the applications. |
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